Welcome to our web site. Harbor Ridge Financial is an independent insurance based financial advisory. We help individuals, families, and business owners. I am the founder and owner, Richard Schimmenti, my friends call me Rich.
I take pride in the fact that Harbor Ridge remains an independent agency. As an independent advisor I work with many major insurance carriers that offer superior products and services.
After 30+ years working in corporate America in the NY Metropolitan area, Tampa, and now in Safety Harbor I have found my perfect niche helping families make educated choices designed to prepare them for a secure financial future.
My experience as a certified project manager and most recently as a financial services professional has taught me the value of defining goals and building measurable, flexible plans. I use those skills and experience to help you meet your goals.
Safety Harbor has been our home since 1989 when thankfully my job with JP Morgan Chase relocated me and my wife to be here. As the proud father of two great kids Cheryl and I know first-hand what a great area this is to live, work, and raise a family.
I look forward to meeting you and finding out what’s important to you and seeing how we can work together to meet your family’s financial goals.
Contact Us
We meet with our customers over the phone, on a MS Teams or Zoom call, at their homes, or at our Clearwater/Safety Harbor office by appointment.
Call at 727.953.8200
Email: Rich@HarborRidgeFinancial.com
By appointment at:
2454 N. McMullen Booth Rd.
Suite 700
Clearwater, FL 33759