The Power of Planning

 Harbor Ridge Financial

I help families and business owners solve many of life’s biggest financial problems. As a planner my focus is to PROTECT my client’s assets and position them for a REASONABLE and CONSISTENT TAX EFFICIENT GROWTH

Harbor Ridge Financial

FAMILY Focused

We believe in having balance in our Personal, Family, and Professional/Work Lives and realize without developing and maintaining balanced financials our lives fall out of balance and we become stressed. If you feel like you need to make an adjustment please call us, we can help.

Harbor Ridge Financial

Experience Life's Blessings

It has been said the “simplest things in life are the best”. Wouldn’t you like to choose your simple things? Learn how you can by Leveraging the Power of Planning with Harbor Ridge Financial. Picture Your Simple Things, Make Your Plan, Check Your Plan, Adjust your Plan and Enjoy the BEST of Life’s Blessings.

Harbor Ridge Financial

Richard Schimmenti and Harbor Ridge Financial serves families and business owners in the Tampa Bay area with an office in beautiful Safety Harbor. Our mission is to solve your most pressing financial needs. We understand that everyone has a unique set of needs and circumstances. Following a structured process we take the time necessary to research and present a diverse solution set. As an independent advisory we have our choice of many of the best financial institutions and their products to choose from.

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Life Insurance

Plans that protect your family AND provide you with cash benefits.

Health Plans

Life is better when you are healthy. Preventative health benefits improve your future while catastrophic health benefits protect you finances

Retirement

Tax advantages guaranteed income options will take the guesswork out of your future income plans.

Take the First Step

Financial Security is NOT by Accident

Our specialty is designing practical and flexible plans that are both secure and tax advantaged. Contact us today to start a no oligation discussion on how we can help you and your family.

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Services

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Annuities

The safe and secure alternative to market-based investments.

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Health & Supplement

Choose from a variety of health insurance options that fit your personal health needs and concerns.

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Life Insurance

Protecting your family’s lifestyle with an affordable plan is a fundamental need.

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Long Term Care

Care needs planning is an essential component of all financial plans.

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Medicare

Medicare might be the most important Health Care decision you make.

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Retirement

A safe and secure retirement is a universal dream everyone should have a plan for.

Success Stories

Annuities

The safe and secure alternative to market-based investments.

Long Term Care

Planning is an essential piece of your retirement plan

Health and Supplement

Choose from a variety of health insurance options that fit your personal health needs and concerns.

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Medicare

Medicare is clearly the most important Health Care decision you will make.

Retirement

A safe and secure retirement is a universal dream everyone should have a plan for.

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Life Insurance

Protecting your family’s lifestyle with an affordable plan is fundamental.

Learn the Benefits of Optimizing Your Situation Right Now!

Testimonials